AFFILIATE PROGRAM TERMS OF USE
**BLACK WOMAN LIFESTYLE LLC**

By clicking “I Agree” or by participating in the Black Woman Lifestyle Affiliate Program, you acknowledge that you have read, understood, and agree to be bound by these Affiliate Program Terms of Use (“Agreement”).
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1. PARTIES
**Company**: Black Woman Lifestyle LLC, a Maryland Limited Liability Company (“Company”, “we”, “us”, or “our”)
**Affiliate**: Individual or entity accepting these terms (“Affiliate”, “you”, or “your”)
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2. PROGRAM OVERVIEW
Company operates an affiliate marketing program for the promotion of various products, services, and courses in exchange for commissions on qualifying sales. By applying to and/or participating in the Affiliate Program, you expressly agree to all terms and conditions set forth in this Agreement.
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3. APPLICATION & ACCEPTANCE
3.1 Application Requirements

To participate in the Affiliate Program, you must:

- Complete an accurate and truthful application
- Provide your true legal identity (NO aliases, pseudonyms, DBAs, or pen names)
- Submit all requested business and banking information
- Provide required tax documentation (W9 for US residents or W8BEN for international affiliates)

3.2 Acceptance

Company reserves the right to accept or reject any application at its sole and absolute discretion for any reason or no reason. We will notify you of your acceptance or rejection.

3.3 False Information

Any false, misleading, or incomplete information provided in your application constitutes grounds for immediate rejection or termination without compensation if discovered after acceptance.
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4. COMMISSION STRUCTURE
4.1 Variable Commission Rates

Commissions vary by product, funnel, and upsell as displayed in your affiliate portal dashboard. Commission rates typically range from 20% to 50% depending on the specific product or offer being promoted.

4.2 Commission Eligibility

You will only earn commissions on sales that:

- Are properly tracked through Company’s affiliate tracking system using your unique affiliate link
- Are completed purchases where Company receives full payment
- Have passed all refund and chargeback periods
- Are not fraudulent, abusive, or violate this Agreement

4.3 Non-Commissionable Sales

You will NOT receive commissions on:

- Refunded purchases
- Chargebacks or disputed transactions
- Fraudulent or suspicious transactions
- Self-referrals or purchases made by you or your immediate family
- Sales that violate the terms of this Agreement

4.4 Commission Modifications

Company reserves the right to modify commission rates, structures, or payment terms at any time with 10 days email notice. Continued participation after notification constitutes acceptance of new rates. Company may apply different commission rates to different affiliates based on performance, compliance history, or other factors at Company’s sole discretion.

4.5 Minimum Payout Threshold

Commissions will only be paid when your account balance reaches a minimum of $100. Balances below this threshold will roll over to the following month. If your account is terminated with a balance below $100, you forfeit all unpaid commissions.

4.6 Currency and Exchange Rates

All commissions are calculated and paid in United States Dollars (USD). If you receive payment in another currency, you are responsible for all conversion fees and exchange rate fluctuations. Company is not liable for any losses due to currency exchange.
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5. PAYMENT TERMS & CRITICAL PAYMENT PROVISIONS
5.1 Payment Timing

Commissions are paid 30 days after Company receives cleared payment from the customer. This waiting period allows for refunds and chargebacks.

5.2 Payment Methods

Payments are made via PayPal or Stripe only. You are responsible for providing accurate payment information and maintaining a valid account.

5.3 Commission Holdback

Company reserves the right to hold back up to 15% of earned commissions for a period of 120 days to cover potential refunds, chargebacks, and disputed transactions.

5.4 CRITICAL: MERCHANT ACCOUNT & PAYMENT PROCESSOR HOLDS

**YOU ACKNOWLEDGE AND AGREE THAT:**

**If Company’s merchant account, payment processor (including but not limited to Stripe, PayPal, or any other payment platform), or bank account is suspended, frozen, closed, or otherwise restricted for any reason, OR if funds are held, withheld, or seized by any payment processor, merchant account provider, bank, or financial institution:**

A) Company has NO OBLIGATION to pay any affiliate commissions until such funds are fully released and available to Company;**

B) All commission payments will be SUSPENDED immediately and automatically without notice;**

C) Commission payments will resume ONLY after Company has received full access to all withheld funds;**

D) Company shall have NO LIABILITY whatsoever for delayed or non-payment of commissions due to payment processor holds, freezes, or account restrictions;**

E) You WAIVE any and all claims against Company for delayed commissions resulting from payment processor actions;**

F) This provision applies regardless of whether the hold, freeze, or restriction was caused by Company’s actions, customer disputes, affiliate activities, payment processor policies, or any other reason;**

G) Company is under NO OBLIGATION to use alternative payment methods or personal funds to pay commissions during any payment processor restriction period.**

**This provision is BINDING and IRREVOCABLE. By accepting this Agreement, you acknowledge that payment of commissions is contingent upon Company’s actual receipt of funds and that payment processor holds are beyond Company’s control.**

5.5 Chargeback Rights

Company reserves the right to:

- Charge back your account for previously paid commissions that are later refunded or charged back
- Offset future commission payments to recover charged-back amounts
- Increase holdback percentages if your referrals have high chargeback or refund rates
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6. LIMITATION OF LIABILITY
6.1 Maximum Liability

Company’s total cumulative liability to you under this Agreement, regardless of the form of action (whether in contract, tort, negligence, strict liability, or otherwise), shall not exceed the LESSER of:

- $100 (one hundred dollars), OR
- The total commissions paid to you in the 3 months prior to the claim

6.2 Exclusion of All Damages

**COMPANY SHALL NOT BE LIABLE FOR ANY:**

- Direct, indirect, incidental, special, consequential, or punitive damages
- Lost profits, revenue, business opportunities, or goodwill
- Loss of data, business interruption, or system failures
- Damages arising from payment processor holds or account restrictions
- Damages from technical failures, tracking errors, or system bugs
- Damages from third-party actions (other affiliates, customers, platforms)
- Damages from changes to commission structures or program terms
- Damages from termination of the Affiliate Program or your participation
- Damages from product defects or customer dissatisfaction
- Damages from regulatory actions or legal proceedings
- Damages from data breaches or security incidents
- Any other losses or damages of any kind, even if advised of possibility

6.3 Basis of the Bargain

You acknowledge that the limitations in this section are a fundamental part of the basis of the bargain between you and Company. Company would not enter into this Agreement without these limitations.

6.4 Multiple Claims

The limitations in this section apply to all claims collectively, not per claim. Multiple claims do not increase Company’s maximum liability.

6.5 “AS IS” Basis

The Affiliate Program is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied.
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7. AFFILIATE COMPLIANCE OBLIGATIONS

7.1 Legal Compliance - YOUR SOLE RESPONSIBILITY

**YOU ARE SOLELY AND COMPLETELY RESPONSIBLE FOR:**

- Compliance with ALL Federal Trade Commission (FTC) rules, regulations, and guidelines
- Proper disclosure of affiliate relationships in ALL marketing materials
- Compliance with CAN-SPAM Act for email marketing
- GDPR compliance if marketing to EU residents
- All state and local advertising and marketing laws
- Proper privacy policies on your websites and platforms
- Truth in advertising requirements
- All applicable tax obligations

7.2 Required FTC Disclosures

You must clearly and conspicuously disclose your affiliate relationship with Company in ALL promotional materials, including but not limited to:

- Social media posts (must include #ad or #affiliate)
- Blog posts and articles
- Email marketing
- Video content
- Paid advertising

7.3 Prohibited Marketing Practices

**YOU MAY NOT:**

- Make false, misleading, or unsubstantiated claims about Company’s products or services
- Make income claims or earnings representations without proper disclaimers
- Use unauthorized testimonials or fabricated success stories
- Engage in spam or unsolicited email marketing
- Use Company trademarks or brand names in domain names, PPC advertising, or social media handles without written permission
- Promote Company products on illegal, adult content, or offensive websites
- Engage in cookie stuffing, forced clicks, or other fraudulent activities
- Misrepresent your relationship with Company (i.e., claiming to be an employee or official representative)
- Make health, medical, or legal claims that require professional licensure
- Use high-pressure sales tactics or false scarcity claims

7.4 Pre-Approval Requirements

**ALL marketing materials, campaigns, and promotional content must be submitted for Company approval BEFORE use if they:**

- Make any claims about product results or effectiveness
- Include testimonials or success stories
- Use Company trademarks or brand names in any creative way
- Involve paid advertising on major platforms (Google, Facebook, Instagram, TikTok, etc.)
- Make any health, wellness, financial, or legal claims

Failure to obtain pre-approval for required materials constitutes a material breach and grounds for immediate termination.

7.5 FTC Endorsement Guide Compliance

You must comply with ALL FTC Endorsement Guides including but not limited to:

- Clear and conspicuous disclosure of material connections
- Disclosures must be unavoidable and easily understood
- #ad or #affiliate hashtags must be prominently placed (not buried in hashtags)
- Disclosures required in EVERY post, video, or communication mentioning products
- Cannot rely solely on platform disclosure tools
- Verbal disclosures required in audio/video content
- Disclosures must be in same language as endorsement

7.6 Testimonial and Results Restrictions

**YOU MAY NOT:**

- Share customer testimonials without written permission from Company AND the customer
- Make earnings claims or income representations (e.g., “I made $10,000 in my first month”)
- Share before/after photos or transformation results without proper disclaimers
- Claim “typical” or “average” results without statistical evidence
- Use hypothetical or simulated results without clear disclosure
- Alter, edit, or misrepresent testimonials in any way

**REQUIRED DISCLAIMER:**

All testimonials and success stories must include: “Results not typical. Your results may vary. Success depends on individual effort, market conditions, and other factors.”

7.7 Platform-Specific Compliance

You must comply with the Terms of Service and advertising policies of ALL platforms where you promote, including:

- Meta/Facebook Advertising Policies
- Google Ads Policies
- TikTok Community Guidelines
- YouTube Partner Program Policies
- Instagram Commerce Policies
- Twitter/X Advertising Rules
- LinkedIn Marketing Solutions Policies

Company is not responsible if your accounts are suspended, but such suspension may result in termination of your affiliate status.

7.8 Email Marketing Requirements

If using email marketing, you must:

- Obtain explicit opt-in consent (no purchased lists)
- Include functioning unsubscribe mechanism in every email
- Honor unsubscribe requests within 10 days
- Include your physical mailing address
- Maintain suppression lists
- Never send to Company’s email list or customer database
- Comply with CAN-SPAM Act and all applicable email laws

7.9 Paid Advertising Restrictions
**PROHIBITED without written permission:**

- Bidding on Company’s trademarked terms in PPC advertising
- Using Company name in ad copy or display URLs
- Creating lookalike or similar brand names
- Trademark + modifier bidding (e.g., “Black Woman Lifestyle review”, “Black Woman Lifestyle coupon”)
- Domain names containing Company trademarks
- Social media handles using Company name

7.10 Quality and Brand Standards

You must maintain professional standards in all communications:

- No profanity or offensive content
- No disparagement of competitors
- No controversial political or religious statements in promotional content
- Professional grammar and spelling required
- No all-caps or excessive exclamation points (spam indicators)
- Accurate representation of products and services

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8. INDEMNIFICATION - YOU PAY FOR PROBLEMS YOU CAUSE
8.1 Your Indemnification Obligations

**YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS** Company, its owners, officers, employees, agents, affiliates, and representatives from and against ANY AND ALL:

- Claims, lawsuits, or legal actions
- Damages, losses, liabilities, and costs (including reasonable attorneys’ fees)
- Arising from or related to:
- Your breach of this Agreement
- Your marketing activities and promotional materials
- Your violation of any law, regulation, or third-party rights
- Content you create or distribute
- Claims by customers you referred
- Your non-compliance with FTC rules or other regulations
- Any misrepresentation you make about Company or its products

8.2 Defense of Claims

If Company receives any claim related to your activities, you agree to:

- Assume full responsibility for the defense at your expense
- Cooperate fully with Company’s legal counsel
- Not settle any claim without Company’s written consent
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9. DATA PRIVACY, SECURITY & CUSTOMER OWNERSHIP
9.1 Customer Data Ownership

**ALL customer data, information, and relationships belong exclusively to Company.** You acquire NO ownership rights to:

- Customer names, emails, or contact information
- Customer purchase history or behavior data
- Customer lists or databases
- Any data derived from your promotional activities

9.2 Prohibited Data Practices

**YOU MAY NOT:**

- Collect, store, or use customer data for any purpose other than the initial referral
- Build email lists from Company’s customers
- Retarget Company’s customers for other products/services
- Share or sell customer data to third parties
- Contact customers directly without Company permission
- Use customer data after termination of this Agreement

9.3 Data Security Requirements

You must:
- Implement reasonable security measures for any Company data in your possession
- Use secure HTTPS connections on all websites collecting data
- Not store customer payment information (Company handles all payments)
- Immediately notify Company of any data breach or security incident
- Comply with all applicable data protection laws (GDPR, CCPA, etc.)

9.4 Privacy Policy Requirements

You must maintain a comprehensive privacy policy on any website or platform where you collect personal information. Your privacy policy must:

- Disclose your affiliate relationship with Company
- Explain what data you collect and how you use it
- Include cookie and tracking disclosures
- Comply with applicable privacy laws
- Be easily accessible and clearly written

9.5 Liability for Your Data Breaches

You are solely responsible for any data breaches, security incidents, or privacy violations arising from your activities. You agree to indemnify Company for any claims, damages, or regulatory fines resulting from your data handling practices.
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10. NON-COMPETE, NON-SOLICITATION & RESTRICTIVE COVENANTS
10.1 Non-Solicitation of Affiliates

During your participation and for 2 years after termination, you agree NOT to:

- Recruit, solicit, or attempt to recruit other Company affiliates
- Encourage other affiliates to leave the Program
- Share compensation details or strategies with competing programs
- Form competing affiliate groups or networks
- Interfere with Company’s relationships with other affiliates

10.2 Non-Solicitation of Customers

During your participation and for 1 year after termination, you agree NOT to:

- Contact customers you referred for any purpose other than Company business
- Promote competing products/services to Company’s customers
- Attempt to divert customers to other businesses or affiliate programs
- Solicit Company customers for any reason
- Use customer relationships for personal gain

10.3 Limited Non-Compete

During your participation, you agree NOT to:

- Promote directly competing products in the same niche without disclosure
- Create competing products that duplicate Company offerings
- Disparage Company while promoting competitors
- Use insider knowledge gained from Company to benefit competitors

**This is a LIMITED non-compete:** You may promote other products, but not in a way that directly competes with or undermines Company’s business.

10.4 Non-Disparagement

During participation and perpetually after termination, you agree NOT to:

- Make negative, disparaging, or defamatory statements about Company
- Criticize Company’s products, services, or business practices publicly
- Disclose confidential information in a negative light
- Encourage others to leave negative reviews or complaints
- Participate in organized campaigns against Company

This does NOT prevent truthful statements in legal proceedings or required regulatory disclosures.
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11. INTELLECTUAL PROPERTY & PROMOTIONAL MATERIALS
11.1 Limited License

Upon acceptance into the Affiliate Program, Company grants you a revocable, non-exclusive, non-transferable, worldwide, royalty-free license to use Company’s promotional materials solely for the purpose of promoting Company’s products through the Affiliate Program.

11.2 Restrictions on Use

You may NOT:
- Modify, alter, or create derivative works from Company’s promotional materials without written permission
- Use Company’s trademarks, logos, or brand names in any manner not expressly authorized
- Imply any endorsement, partnership, or official relationship with Company beyond your status as an affiliate
- Transfer or sublicense your rights to use promotional materials
- Use promotional materials after termination
- Download or store promotional materials beyond what’s necessary for active promotion

11.3 Ownership

All intellectual property rights in Company’s trademarks, logos, content, promotional materials, products, and services remain the exclusive property of Company. You acquire no ownership rights through this Agreement.

11.4 Trademark Usage Restrictions

When using Company trademarks, you must:

- Use exact spelling and capitalization as provided
- Never abbreviate or create variations
- Never use trademarks as verbs or in possessive form
- Include trademark symbols (™ or ®) as directed
- Never incorporate trademarks into your business name
- Never register domain names containing Company trademarks

11.5 Content Licensing

Any content you create that includes Company trademarks, product information, or brand elements:

- Grants Company a perpetual, worldwide, royalty-free license to use
- May be repurposed by Company for any purpose
- Cannot be used to claim copyright over derivative works
- Must be removed immediately upon termination or Company request

11.6 Intellectual Property Infringement

If your activities result in intellectual property infringement claims against Company:

- You are solely liable for all damages and legal fees
- You must immediately cease the infringing activity
- You will indemnify Company for all costs
- Company may terminate you immediately
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12. INSURANCE, BONDING & FINANCIAL REQUIREMENTS
12.1 Insurance Requirements for High-Volume Affiliates

If your monthly commissions exceed $5,000, Company may require you to maintain:

- General liability insurance ($1 million minimum)
- Professional liability/E&O insurance
- Cyber liability insurance

Proof of insurance must be provided within 30 days of request. Failure to maintain required insurance is grounds for termination.

12.2 Performance Bond

For affiliates generating over $10,000 monthly in sales, Company reserves the right to require a performance bond or security deposit equal to 2 months of average commissions to cover potential chargebacks and refunds.

12.3 Tax Obligations & Withholding

**You are solely responsible for all tax obligations** arising from affiliate commissions, including:

- Income taxes (federal, state, local)
- Self-employment taxes
- Sales taxes (if applicable in your jurisdiction)
- International taxes (if outside US)

Company reserves the right to withhold taxes as required by law. You will receive Form 1099-NEC (US affiliates) or similar reporting as required.
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13. MONITORING, AUDITING & ENFORCEMENT RIGHTS
13.1 Continuous Monitoring

Company has the right to continuously monitor:

- All websites, social media accounts, and platforms you use for promotion
- Traffic sources and quality
- Conversion rates and sales patterns
- Customer complaints and feedback related to your promotions
- Compliance with this Agreement and applicable laws
- Communications you have with customers

13.2 Content Review Rights

Company may:

- Review any promotional content before or after publication
- Require removal or modification of non-compliant content
- Take screenshots and preserve evidence of your promotional activities
- Use automated tools to scan for compliance issues

13.3 Audit Rights

Company has the right to audit your activities at any time with or without notice, including:

- Requesting access to traffic sources and analytics
- Reviewing financial records related to affiliate activities
- Inspecting marketing materials and campaigns
- Interviewing customers referred by you
- Requesting documentation of promotional methods

You must provide requested information within 5 business days of request.

13.4 Mystery Shopping

Company reserves the right to pose as potential customers to:

- Evaluate your sales methods and compliance
- Test your adherence to FTC guidelines
- Assess customer experience and representations made
- Verify accuracy of claims and disclosures

13.5 Third-Party Enforcement

Company may hire third-party compliance firms, attorneys, or investigators to:

- Monitor affiliate compliance
- Conduct investigations
- Enforce Agreement terms
- Provide expert testimony in disputes

You agree to cooperate fully with such third parties and consent to them contacting you.
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14. TERMINATION & POST-TERMINATION OBLIGATIONS
14.1 Company’s Right to Terminate

**Company may terminate your participation immediately and without notice:**

- At any time
- For any reason or no reason
- At Company’s sole and absolute discretion

14.2 Termination for Cause

Company will terminate your account immediately if you:

- Violate any provision of this Agreement
- Engage in fraudulent or deceptive practices
- Generate excessive refunds or chargebacks (>5% of sales)
- Violate FTC regulations or other applicable laws
- Damage Company’s reputation or brand
- Engage in prohibited marketing practices
- Fail to respond to Company communications within required timeframes
- Provide false information or documentation
- Are subject to bankruptcy, insolvency, or similar proceedings

14.3 Your Right to Terminate

You may terminate your participation at any time by providing written notice to Company and immediately ceasing all promotional activities.

14.4 Immediate Effect of Termination

Upon termination:

- All licenses and rights granted to you immediately cease
- All affiliate links are disabled immediately
- Access to affiliate portal and materials is revoked
- All promotional activities must stop immediately
- You lose access to any pending commissions under investigation

14.5 Post-Termination Obligations (CRITICAL)

**After termination, you MUST immediately:**

A) Cease and Remove:
- Stop ALL promotional activities immediately
- Remove ALL affiliate links from websites, social media, emails
- Delete or take down ALL content containing Company trademarks or brand elements
- Remove ALL Company promotional materials from your possession
- Cease use of Company name in domain names, social media handles, or business names
- Cancel any active advertising campaigns promoting Company

**B) Return and Destroy:**
- Return or destroy all confidential materials
- Delete all Company data from your systems
- Provide written certification of destruction if requested

**C) Non-Interference:**
- Do NOT contact Company customers after termination
- Do NOT disparage Company or its products
- Do NOT interfere with other affiliates’ relationships with Company
- Do NOT attempt to circumvent termination by creating new accounts

14.6 Payment Upon Termination

- You will receive payment ONLY for validly earned commissions that have cleared all refund/chargeback periods (typically 60-90 days)
- Commissions under investigation are forfeited
- Commissions below minimum payout threshold are forfeited
- Company reserves right to withhold payments pending resolution of any disputes or violations

14.7 Survival of Terms

The following provisions survive termination indefinitely:

- Indemnification obligations
- Confidentiality requirements
- Intellectual property restrictions
- Non-disparagement obligations
- Fraud penalties and clawback rights
- Arbitration and dispute resolution
- All financial obligations owed to Company

14.8 No Right to Reinstatement

Termination is final. You have no right to reapplication or reinstatement. Company may permanently ban you from all current and future affiliate programs.
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15. LEGAL FEES, COLLECTION & ENFORCEMENT COSTS
15.1 Attorneys’ Fees

**In any dispute, proceeding, or enforcement action:**

- The prevailing party shall recover ALL attorneys’ fees and legal costs from the non-prevailing party
- This includes fees for appeals, collection efforts, and post-judgment proceedings
- Company may recover attorneys’ fees even for pre-litigation demand letters and negotiations

15.2 Collection Costs

If Company must take action to collect amounts owed by you:

- You will pay ALL collection costs including agency fees (up to 40% of amount owed)
- You will pay all court costs, filing fees, and service of process fees
- You will pay reasonable attorneys’ fees (minimum $5,000)
- You will pay 18% annual interest on all amounts owed
- You will pay all costs to enforce judgments including wage garnishment and asset seizure

15.3 Cost Reimbursement for Violations

If Company must take action due to your violations:

- You reimburse Company for investigation costs
- You reimburse Company for compliance monitoring costs
- You reimburse Company for third-party enforcement costs
- You reimburse Company for any regulatory fines or penalties arising from your conduct
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16. INJUNCTIVE RELIEF & EQUITABLE REMEDIES
16.1 Right to Injunctive Relief

You acknowledge that:

- Breach of this Agreement may cause irreparable harm to Company
- Monetary damages alone are insufficient remedy
- Company is entitled to seek injunctive relief without posting bond
- Company may seek temporary restraining orders and preliminary injunctions
- Company need not prove actual damages to obtain injunctive relief

16.2 Equitable Remedies

In addition to all other remedies, Company may seek:

- Specific performance of your obligations
- Orders requiring you to cease violations
- Orders requiring you to remove content or take down websites
- Asset freezes on commissions or other funds
- Constructive trust over amounts wrongfully obtained
16.3 No Waiver of Arbitration

Seeking injunctive relief in court does not waive Company’s right to require arbitration of other claims.
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17. SETOFF, DEDUCTION & PAYMENT RIGHTS
17.1 Right of Setoff

Company has the right to setoff any amounts owed by you against:

- Current commission payments
- Future commission payments
- Any other amounts Company may owe you
- Refunds or credits due to you

17.2 Automatic Deductions

Company may automatically deduct from your commissions:

- Chargebacks and refunds from your referrals
- Penalties for Agreement violations
- Investigation fees
- Collection costs
- Any amounts you owe Company

17.3 Payment Adjustments

Company may adjust payments for:

- Currency conversion differences
- Payment processor fees (if applicable)
- Tax withholding requirements
- Holdback reserves
- Disputed transactions
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18. REPRESENTATIONS, WARRANTIES & DISCLAIMERS
18.1 No Earnings Guarantees

**COMPANY MAKES ABSOLUTELY NO REPRESENTATIONS,

WARRANTIES, OR GUARANTEES REGARDING:**

- Your potential earnings or income
- The amount of traffic or conversions you will receive
- The success of your promotional efforts
- The continuity or availability of the Affiliate Program
- Commission rates or payment amounts
- System uptime or technical performance
- Product performance or customer satisfaction
- Market conditions or competition

18.2 Your Representations and Warranties

**You represent and warrant that:**

- You have legal capacity and authority to enter this Agreement
- You will comply with all applicable laws, rules, and regulations
- All information provided in your application is true, accurate, and complete
- You own or have rights to use any content, websites, or platforms in your promotional activities
- You will not engage in any fraudulent, deceptive, or illegal activities
- You have and will maintain all necessary licenses and permits for your business activities
- You are not prohibited from participating in affiliate programs by any other agreement
- You are not located in, or promoting to, embargoed or restricted countries
- You will maintain professional standards and ethical conduct

18.3 Breach of Warranties

Breach of any representation or warranty is grounds for immediate termination and forfeiture of all commissions.

18.4 Company Disclaimers

**COMPANY DISCLAIMS ALL WARRANTIES INCLUDING:**

- Implied warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy or reliability of tracking systems
- Uninterrupted or error-free service
- Security of systems or data
- Any warranties arising from course of dealing or usage of trade
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19. TECHNOLOGY RESTRICTIONS & PROHIBITED PRACTICES
19.1 Prohibited Technical Practices

**YOU MAY NOT:**

- Reverse engineer, decompile, or disassemble any Company systems or tracking code
- Attempt to access unauthorized areas of Company systems
- Use automated tools to scrape or mine Company data
- Interfere with or disrupt Company systems or servers
- Introduce viruses, malware, or harmful code
- Attempt to bypass, circumvent, or manipulate tracking systems
- Create multiple accounts or use proxy services to mask your identity
- Use VPNs or other tools to manipulate geographic tracking

19.2 Iframing and Traffic Laundering Prohibited

You may NOT:

- Iframe Company pages or content
- Use URL shorteners that mask the destination
- Use redirects that prevent proper tracking
- Engage in traffic laundering or arbitrage schemes
- Use pop-ups, pop-unders, or forced redirects
- Engage in typosquatting or domain spoofing

19.3 Tracking and Cookies

You acknowledge that:

- Company’s tracking may use cookies, pixels, and other technologies
- You will not interfere with or delete tracking mechanisms
- Company’s tracking determinations are final
- Technical failures in tracking do not entitle you to additional compensation
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20. CUSTOMER SERVICE & SUPPORT STANDARDS
20.1 Customer Support Obligations

If customers contact you with questions or issues:

- Direct them immediately to Company’s official support channels
- Do NOT provide technical support, refunds, or order modifications
- Do NOT make promises about Company’s products or policies
- Report any customer issues to Company within 24 hours

20.2 Response Requirements

You must respond to Company communications:

- Within 48 hours for general inquiries
- Within 24 hours for compliance or violation notices
- Within 12 hours for urgent fraud investigations
- Failure to respond timely may result in account suspension or termination

20.3 Complaint Handling

If customers file complaints about your promotional methods:

- Company will investigate and may suspend your account
- You must cooperate fully with the investigation
- You may be required to refund commissions related to complaints
- Repeated complaints result in termination
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21. REGULATORY COMPLIANCE & INDUSTRY STANDARDS
21.1 State-Specific Requirements

You must comply with all state laws where you conduct business or target customers, including:

- State advertising regulations
- State unfair trade practices laws
- State data privacy laws (e.g., California CCPA)
- State business licensing requirements

21.2 International Affiliate Compliance

If you are located outside the United States or target international customers:

- You must comply with all local laws in your jurisdiction
- You must comply with GDPR if targeting EU residents
- You must comply with all applicable international advertising laws
- You are responsible for any taxes, duties, or fees in your jurisdiction
- Company may restrict participation from certain countries

21.3 Industry-Specific Regulations

You must comply with regulations specific to promoted products, including but not limited to:

- FDA regulations (if promoting health/wellness products)
- FCC regulations (if using telemarketing or automated calls)
- Financial services regulations (if promoting financial products)
- Professional licensing requirements (if making professional claims)

21.4 Sanctions and Export Compliance

You represent that you are not:

- Located in any country subject to US embargo or sanctions
- Listed on any US government restricted parties list
- Owned or controlled by sanctioned individuals or entities

You will not promote Company products to individuals or entities in sanctioned countries.
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22. REPUTATION PROTECTION & BRAND MANAGEMENT
22.1 Brand Representation Standards

When representing Company’s brand, you must:

- Maintain professional and ethical conduct at all times
- Present Company in a positive and accurate light
- Not associate Company with controversial or divisive content
- Not make exaggerated or unrealistic claims
- Follow all brand guidelines provided by Company

22.2 Crisis Management

If you become involved in any public controversy, scandal, or legal issue:

- You must notify Company immediately
- Company may suspend your affiliate status during investigation
- Company may terminate you if association causes brand damage
- You must remove all Company references if requested

22.3 Social Media Conduct

On social media platforms:

- Do not engage in arguments or controversies while representing Company
- Maintain professional tone and language
- Do not respond to negative comments about Company without guidance
- Report any significant negative sentiment to Company
- Follow platform-specific brand guidelines

22.4 Damage to Reputation

If your actions damage Company’s reputation:

- Company may seek monetary damages for reputational harm
- You will indemnify Company for PR and crisis management costs
- Company may publicly disclose termination and reasons
- You may be permanently banned from all Company programs
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23. CONFIDENTIALITY & PROPRIETARY INFORMATION
23.1 Confidential Information Defined

“Confidential Information” includes:

- Commission structures and rates of other affiliates
- Company’s business strategies, plans, and methods
- Proprietary marketing materials and techniques
- Customer data and business intelligence
- Financial information about Company
- Product development and launch plans
- Internal communications and documents
- Trade secrets and know-how
- Any information marked as confidential

23.2 Non-Disclosure Obligations

You agree to:

- Keep all Confidential Information strictly confidential
- Not disclose Confidential Information to any third party
- Not use Confidential Information except as necessary for affiliate activities
- Protect Confidential Information with same care as your own confidential information (but no less than reasonable care)
- Notify Company immediately of any unauthorised disclosure

23.3 Permitted Disclosures

You may disclose Confidential Information only:

- As required by law or court order (with prior notice to Company if possible)
- To your attorneys or accountants under similar confidentiality obligations
- With Company’s prior written consent

23.4 Return of Information

Upon termination or Company request:

- Return all Confidential Information immediately
- Delete all electronic copies
- Provide written certification of destruction/deletion if requested
- Do not retain any copies or reproductions

23.5 Survival

Your confidentiality obligations survive termination of this Agreement indefinitely and remain enforceable in perpetuity.
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24. INDEPENDENT CONTRACTOR RELATIONSHIP
24.1 No Employment Relationship

You are an independent contractor, NOT:

- An employee of Company
- A partner in Company’s business
- A joint venturer with Company
- An agent authorized to bind Company
- A franchisee of Company

24.2 No Benefits

You are not entitled to:

- Employee benefits of any kind
- Workers’ compensation coverage
- Unemployment insurance benefits
- Company-provided health insurance
- Retirement benefits
- Paid time off or vacation
- Any employment-related protections

24.3 Your Responsibilities as Independent Contractor

You are solely responsible for:

- All business expenses related to your promotional activities
- Your own business insurance and licenses
- Setting your own schedule and methods (within Agreement limits)
- Paying all applicable taxes
- Compliance with independent contractor tax requirements

24.4 No Authority to Bind

You have NO authority to:

- Enter contracts on behalf of Company
- Make commitments or promises binding Company
- Incur debts or liabilities on Company’s behalf
- Hire or supervise employees for Company
- Act as Company’s agent or representative beyond affiliate status
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25. MODIFICATION OF AGREEMENT
25.1 Right to Modify

Company reserves the right to modify this Agreement at any time by:

- Posting updated terms in the affiliate portal
- Sending email notification to your registered email address
- Posting notice on Company website
- Any modifications become effective 10 days after notification (or immediately for legal/compliance updates)

25.2 Types of Modifications

Company may modify any aspect of this Agreement including:

- Commission rates and structures
- Payment terms and schedules
- Prohibited practices and restrictions
- Compliance requirements
- Termination provisions
- Any other terms

25.3 Continued Participation Constitutes Acceptance

Your continued participation in the Affiliate Program after notification of changes constitutes acceptance of the modified Agreement. If you do not agree to modifications, your sole remedy is to terminate your participation.

25.4 No Vested Rights

You have no vested rights in current commission structures, terms, or program features. Company may change any aspect at any time.
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26. GOVERNING LAW & JURISDICTION
26.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions.

26.2 Exclusive Jurisdiction for Non-Arbitrable Claims

To the extent any claim is not subject to mandatory arbitration, you agree that exclusive jurisdiction and venue shall be in state or federal courts located in Prince George’s County, Maryland. You waive any objection to venue or inconvenient forum.

26.3 Consent to Jurisdiction

You irrevocably consent to the personal jurisdiction of Maryland courts and waive any jurisdictional, venue, or inconvenient forum objections.
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27. GENERAL PROVISIONS
27.1 Entire Agreement

This Agreement constitutes the entire agreement between you and Company regarding the Affiliate Program and supersedes all prior agreements, communications, understandings, representations, and warranties, whether written or oral.

27.2 No Oral Modifications

This Agreement may only be modified in writing as set forth in Section 25. No oral modifications are valid.

27.3 Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction:

- The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable
- If modification is not possible, the provision shall be severed
- All other provisions shall remain in full force and effect
- The intent of the parties shall be effectuated to the greatest extent possible

27.4 Waiver

No waiver of any provision of this Agreement shall be deemed or shall constitute:

- A waiver of any other provision
- A continuing waiver unless expressly stated in writing
- A waiver of future violations of the same provision

Company’s failure to enforce any provision does not waive its right to enforce that provision later.

### 27.5 Assignment

**You MAY NOT assign or transfer:**

- This Agreement
- Your affiliate account
- Any rights or obligations hereunder
- Any commissions owed to you

Without Company’s prior written consent. Any attempted assignment is void.

**Company MAY assign** this Agreement and all rights and obligations without restriction or notice, including to:

- Affiliated companies or subsidiaries
- Acquirers in a merger, acquisition, or sale
- Third parties for any reason

27.6 Force Majeure

Company shall not be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to:

- Acts of God, natural disasters, or extreme weather
- Pandemics, epidemics, or health emergencies
- Government actions, regulations, or orders
- Terrorism, war, or civil unrest
- Internet failures or telecommunications outages
- Payment processor failures or restrictions
- Third-party service provider failures
- Strikes or labor disputes
- Supplier failures or material shortages
- Any other events beyond reasonable control

27.7 Headings

Section and subsection headings are for convenience only and do not affect interpretation of this Agreement.

27.8 Counterparts and Electronic Signatures

This Agreement may be executed in counterparts. Electronic signatures and clickwrap acceptance have the same legal effect as handwritten signatures.

27.9 No Third-Party Beneficiaries

This Agreement is solely between you and Company. No third party has any rights under this Agreement.

27.10 Statute of Limitations

**SHORTENED LIMITATIONS PERIOD:**

Any claim arising from this Agreement must be brought within ONE (1) YEAR of the date the claim accrues. This is shorter than statutory periods and you waive any longer limitations periods.

27.11 Language

The official language of this Agreement is English. Any translations are provided for convenience only. In case of conflict, the English version controls.

27.12 Notices

All notices under this Agreement must be in writing and sent to:

- To Company: [email protected] or 6333 Old Branch Ave #302, Temple Hills, MD 20748
- To You: The email address on file in your affiliate account

Notices are effective upon sending (for email) or 3 days after mailing (for postal mail).

27.13 Recording and Monitoring

You consent to Company recording and monitoring:

- All communications between you and Company
- Your promotional activities and content
- Website visits and affiliate link usage
- Any other interactions for quality, compliance, and training purposes
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28. MANDATORY ARBITRATION & CLASS ACTION WAIVER
28.1 Agreement to Arbitrate

**YOU HEREBY EXPRESSLY AND IRREVOCABLY WAIVE ALL RIGHTS TO:**

- Trial by jury in any proceeding
- Participation in class action lawsuits
- Participation in class arbitration
- Participation in representative actions or consolidated proceedings
- Court proceedings of any kind (except as specifically allowed below)

**ALL DISPUTES, CLAIMS, OR CONTROVERSIES** arising out of or relating to:

- This Agreement or its interpretation, formation, or breach
- The Affiliate Program or your participation
- Any payments or commissions
- Any termination or suspension
- Any alleged violations of law
- Any other matter between you and Company

SHALL be resolved EXCLUSIVELY through binding individual arbitration as set forth below.

28.2 Arbitration Procedures

**Arbitration shall be conducted as follows:**

A) Arbitration Provider:**

American Arbitration Association (AAA) under its Commercial Arbitration Rules, or JAMS if AAA is unavailable.

B) Location:**

All arbitration proceedings shall take place in Prince George’s County, Maryland. You must travel to Maryland for any hearings.

C) Costs:**

You shall be responsible for:

- All filing fees (currently $200-$2,000+ depending on claim amount)
- All arbitrator fees and costs
- All administrative fees
- Your own attorneys’ fees (unless you prevail and recover under applicable law)
- All costs of traveling to Maryland for hearings

**D) Single Arbitrator:**

One arbitrator shall be selected according to the rules of the arbitration provider.

**E) Discovery:**

Limited discovery as determined by arbitrator (generally much more restricted than court).

**F) Written Decision:**

Arbitrator must provide written decision with findings of fact and conclusions of law.

**G) Final and Binding:**

Arbitrator’s decision is final and binding with very limited appeal rights.

28.3 Individual Claims Only - NO CLASS ACTIONS

**YOU EXPRESSLY WAIVE ANY RIGHT TO:**

- Bring claims as a class action, consolidated action, or representative action
- Participate in any class action brought by others
- Consolidate your claims with claims of other affiliates
- Seek relief on behalf of other affiliates or customers
- Bring claims in any representative capacity

**Each party may bring claims only in their individual capacity.** This class action waiver is a material and essential part of this arbitration agreement. If this waiver is found unenforceable, the entire arbitration agreement is void (but all other Agreement terms remain in effect).

28.4 Small Claims Court Exception

Either party may bring an individual action in small claims court if:

- The claim is within the small claims court’s jurisdiction
- The claim is brought individually (not as a class action)
- The claim remains in small claims court (not removed or appealed to higher court)

28.5 Injunctive Relief Exception

Company may seek injunctive relief or other equitable remedies in court for:

- Intellectual property violations
- Confidentiality breaches
- Urgent matters requiring immediate relief
- Violations requiring specific performance

This exception does not waive Company’s right to compel arbitration of other claims.

28.6 Opt-Out Right (30-Day Window)

**IF YOU DO NOT WISH TO BE BOUND BY ARBITRATION:**

You may opt out by sending written notice to [email protected] within 30 DAYS of accepting this Agreement. The notice must include:

- Your full legal name
- Your affiliate account email
- Clear statement: “I opt out of the arbitration agreement”

If you opt out, all other Agreement terms remain in effect, but disputes will be resolved in Maryland courts (not arbitration). YOU CANNOT OPT OUT AFTER 30 DAYS.

28.7 Survival

This arbitration agreement survives:

- Termination of this Agreement
- Termination of your affiliate status
- Any claims brought after termination
- Bankruptcy or insolvency proceedings

28.8 Enforcement and Interpretation

- If any part of this arbitration agreement (except the class action waiver) is found unenforceable, it shall be severed and the remainder shall be enforced
- The arbitrator shall determine all issues regarding interpretation, enforcement, and scope of this arbitration agreement
- Federal Arbitration Act governs interpretation and enforcement
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29. FRAUD PREVENTION, DETECTION & SEVERE PENALTIES
29.1 Zero Tolerance Fraud Policy

Company maintains a ZERO TOLERANCE policy for fraudulent, deceptive, or manipulative activities. Any attempt to defraud, manipulate, or abuse the Affiliate Program will result in immediate termination, forfeiture of all commissions, and potential legal action.

29.2 Prohibited Fraudulent Activities

**The following activities are STRICTLY PROHIBITED and constitute fraud:**

**A) Transaction Fraud:**

- Creating fake purchases or orders
- Using stolen credit cards or payment information
- Generating self-referral sales through your own affiliate link
- Having family members, friends, or associates make purchases solely to generate commissions
- Creating multiple accounts to purchase through your own link
- Cookie stuffing or forced clicks
- Manipulating tracking cookies or pixels
- Click fraud or bot traffic

**B) Traffic Fraud:**

- Using bots, scripts, or automated systems to generate fake clicks or traffic
- Purchasing fake traffic or engagement
- Click farms or paid-to-click schemes
- Incentivized clicks (paying people to click your links)
- Misleading redirects or pop-unders
- Iframe manipulation or hidden links

**C) Identity Fraud:**

- Impersonating another person or entity
- Using false or stolen identities
- Creating fake social media accounts to promote products
- Astroturfing or fake grassroots campaigns
- Fake testimonials or fabricated reviews

**D) System Manipulation:**

- Attempting to hack, reverse engineer, or manipulate Company’s tracking systems
- Exploiting technical vulnerabilities or loopholes
- Tampering with affiliate links or tracking codes
- Creating artificial scarcity or false urgency
- Price manipulation or unauthorized discounting

**E) Chargeback Schemes:**

- Encouraging customers to file chargebacks after receiving products
- Coaching customers on how to abuse refund policies
- Systematically generating chargebacks to harm Company

29.3 Advanced Fraud Detection Systems

**YOU ACKNOWLEDGE AND AGREE THAT:**

Company utilizes sophisticated fraud detection software, systems, and analytics that monitor:

- IP addresses and geolocation data
- Device fingerprinting and browser information
- Purchase patterns and behavioral analysis
- Click-to-conversion timing and ratios
- Traffic quality and source verification
- Credit card and payment pattern analysis
- Velocity checks and anomaly detection
- Third-party fraud prevention services

Company reserves the right to employ any and all technological means to detect and prevent fraud, including but not limited to artificial intelligence, machine learning algorithms, and third-party verification services.

29.4 Auditing Rights & Investigation

**Company has the UNLIMITED RIGHT to:**

**A) Audit Your Activities:**

- Review all traffic sources and promotional methods
- Analyze conversion patterns and customer data
- Inspect any websites, social media accounts, or platforms you use
- Request documentation or proof of legitimate marketing activities
- Monitor your compliance with this Agreement in real-time

**B) Suspend Pending Investigation:**

- Immediately freeze your account and withhold all payments if fraud is suspected
- Suspend your affiliate status during investigation (which may take 30-90 days or longer)
- Require you to provide documentation, explanations, or evidence
- Conduct interviews or request sworn statements

**C) Investigate Customers:**

- Contact customers referred by you to verify legitimacy
- Review customer accounts and purchase history
- Investigate refund and chargeback patterns

29.5 Burden of Proof

**If Company suspects fraud, YOU bear the burden of proving legitimacy.** You must provide clear and convincing evidence that all sales, clicks, and traffic are legitimate. Failure to provide satisfactory proof within 10 business days of request results in automatic commission forfeiture.

29.6 SEVERE PENALTIES FOR FRAUD

**If you engage in ANY fraudulent activity, Company will impose ALL of the following penalties:**

**A) Immediate Termination:**

- Account terminated immediately without notice
- Permanent ban from all current and future Company affiliate programs
- Banned from all Company products and services

**B) Total Commission Forfeiture:**

- ALL earned commissions (paid and unpaid) are immediately FORFEITED
- ALL previous commissions paid to you may be REVERSED and RECOVERED
- You agree to repay any commissions received through fraudulent means
- Company may pursue collection through legal means including wage garnishment and asset seizure

**C) Financial Penalties:**

- You will be charged a $5,000 fraud investigation fee per incident
- You will be charged 3x (triple) the amount of any fraudulent commissions as liquidated damages
- You will reimburse Company for ALL costs associated with investigation and enforcement
- You will pay ALL legal fees, court costs, and collection expenses

**D) Chargeback Liability:**

- You are personally liable for ALL chargebacks generated by your referrals
- Company may recover chargeback amounts plus fees from you directly
- Excessive chargebacks (>2% of your sales) trigger automatic fraud investigation

**E) Legal Action:**

- Company will report fraud to relevant law enforcement agencies
- Company will pursue civil litigation for damages
- Company will pursue criminal charges where applicable
- You waive any statute of limitations defenses for fraud-related claims

**F) Public Disclosure:**

- Company reserves the right to publicly disclose your fraudulent activities
- Company may share information with other merchant networks and affiliate platforms
- Your information may be added to industry fraud databases

29.7 Clawback Rights

**Company has PERPETUAL rights to recover fraudulent commissions:**

- No time limit on clawback rights (survives termination indefinitely)
- Company may offset amounts owed against future payments to you
- Company may pursue collection through any legal means
- Company may report unpaid amounts to credit bureaus
- You agree to pay 18% annual interest on amounts owed

29.8 Cooperation with Investigation

If fraud is suspected, you agree to:

- Respond to all inquiries within 48 hours
- Provide complete and truthful information
- Grant access to relevant accounts and data
- Preserve all evidence and documentation
- Cooperate fully with any investigation or legal proceeding
- Sign any documents necessary for investigation

**Failure to cooperate is presumed admission of fraud.**

29.9 No Presumption of Innocence

You acknowledge that this is a contractual relationship, not a criminal proceeding. Company is not required to presume your innocence or prove fraud beyond a reasonable doubt. Reasonable suspicion of fraud is sufficient for Company to take action under this section.

29.10 Reporting Suspected Fraud

If you become aware of fraudulent activities by other affiliates, you must report them immediately to [email protected]. Failure to report known fraud may result in your termination.

29.11 Quality Standards & Legitimacy Requirements

**To maintain good standing, you must:**

- Maintain conversion rates within normal industry standards
- Generate traffic from legitimate, organic sources
- Have refund/chargeback rates below 5% of your total sales
- Provide verifiable promotional methods upon request
- Maintain professional conduct at all times

**Suspicious patterns that may trigger investigation:**

- Conversion rates significantly higher than program average
- Unusual geographic patterns or concentrated IP addresses
- High volume of sales in short time periods
- Abnormal purchase patterns or basket values
- Excessive refunds or chargebacks
- Traffic from questionable or suspicious sources

29.12 Innocent Until Proven Guilty Does NOT Apply

This is a private business agreement. Company may terminate you and withhold payments based on reasonable suspicion alone. You do NOT have a right to continued participation. The “innocent until proven guilty” standard applies only in criminal proceedings, not here.

29.13 Survival

All provisions of this Section 29 survive termination of this Agreement indefinitely and remain enforceable in perpetuity.
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30. ACKNOWLEDGMENT OF UNDERSTANDING

**BY CLICKING “I AGREE” OR BY PARTICIPATING IN THE AFFILIATE PROGRAM, YOU ACKNOWLEDGE AND CONFIRM THAT:**

- You have read this entire Agreement carefully, including all fraud prevention and penalty provisions
- You understand all terms and conditions
- You agree to be legally bound by all provisions
- You understand you are waiving significant legal rights, including the right to sue in court and participate in class actions
- You understand commission payments are contingent on Company’s receipt of funds and may be delayed or suspended due to payment processor holds
- You are solely responsible for all legal compliance, including FTC regulations
- You accept all risks associated with participation in the Affiliate Program
- You understand that ANY fraudulent activity will result in immediate termination, total commission forfeiture, financial penalties up to 3x fraudulent amounts plus $5,000 investigation fee, and potential legal action
- You understand Company has the right to investigate, audit, withhold payments, and terminate your account based on reasonable suspicion of fraud
- You agree that burden of proof shifts to you if fraud is suspected
- You have had the opportunity to consult with an attorney before agreeing
- You are entering into this Agreement voluntarily and of your own free will
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31. CONTACT INFORMATION

For questions about this Agreement or the Affiliate Program, contact:

**Black Woman Lifestyle LLC**
Email: [email protected]
Address: 6333 Old Branch Ave #302, Temple Hills, MD 20748
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32. ACCEPTANCE & ELECTRONIC SIGNATURE

Method of Acceptance

This Agreement is presented as a “clickwrap” or “click-through” agreement. By checking the acceptance box below and clicking “Submit” or “I Agree,” you are electronically signing this Agreement and agreeing to be legally bound by all terms and conditions.

Legal Effect of Electronic Acceptance

You acknowledge and agree that:

- Your electronic acceptance has the same legal force and effect as a handwritten signature
- You have had reasonable opportunity to review these terms before accepting
- You are not required to accept and may decline if you do not agree
- Once accepted, this Agreement is legally binding and enforceable
- Electronic records of your acceptance will be maintained and may be used as evidence in any proceeding

What Will Be Recorded

Upon your acceptance, the following information will be automatically recorded and stored:

- Date and Time: Exact timestamp of acceptance (EST/EDT)
- IP Address: Your computer’s IP address at time of acceptance
- User Information: Name and email address from your application
- Agreement Version: Version number and date of terms you accepted
- Device Information: Browser type and operating system (for verification purposes)

These records constitute proof of your acceptance and agreement to these terms.
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REQUIRED AFFIRMATIVE ACTION TO ACCEPT

**TO COMPLETE YOUR AFFILIATE APPLICATION AND GAIN ACCESS TO THE AFFILIATE PORTAL, YOU MUST:**

☐ I have read and reviewed the entire Affiliate Program Terms of Use above

☐ I understand that I am entering into a legally binding contract

☐ I understand that I am waiving significant legal rights including the right to jury trial and class action lawsuits

☐ I understand that commission payments are contingent on Company receiving funds and may be delayed due to payment processor holds

☐ I understand that I am solely responsible for FTC compliance and all legal obligations

☐ I understand that fraudulent activity results in immediate termination, commission forfeiture, $5,000 investigation fee, triple damages, and potential legal action

☐ I understand that I am an independent contractor with no employment relationship

☐ I understand that Company may terminate me at any time for any reason

☐ I AGREE to be bound by all terms and conditions in this Agreement
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**By clicking the “Submit Application” or “I Agree and Continue” button below, I acknowledge that:**

- I have read this entire Agreement carefully
- I have had adequate time and opportunity to review all terms
- I agree to be legally bound by this Agreement
- I understand this constitutes a legally binding electronic signature
- I voluntarily accept all terms and conditions
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**BUTTON TEXT FOR WEB DEVELOPER:**

[Submit Application & Accept Terms] or [I Agree - Access Affiliate Portal]

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**Note to Affiliates:**

You are strongly encouraged to print or save a copy of these terms for your records. A copy will also be available in your affiliate portal at any time.

**Note to Company:**

Electronic acceptance records will be stored securely and maintained for the legally required period. These records serve as proof of acceptance and agreement.
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**BLACK WOMAN LIFESTYLE LLC**

Last Updated: October 13, 2025
Version: 1.0

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*This Agreement contains mandatory arbitration provisions, class action waivers, and liability limitations that significantly affect your legal rights. You are strongly encouraged to consult with an attorney before accepting these terms if you have any questions or concerns.*